Avon, Colorado

High Country Claim Consultants

Ian Linnan

Claim Resolution Specialist

Representing Both Insurance Carriers and Policyholders for Over 21 Years

High Country Claim Consultants LLC is Ian Linnan’s claim practice in Avon, Colorado. The work follows the file: inspection, scope, estimate, and the policy terms that govern them.

Carriers and policyholders are both served. Each assignment is for one side of a claim only.

hcclaimconsultants@gmail.com

  • Claim handling
  • Dispute resolution
  • Appraisal

Separate assignments for carriers and for policyholders.

Services

The practice covers four kinds of assignment. On each one, the standard is a documented scope and a clear account of what the file supports.

01

Claim handling

Field and desk property claims, from the inspection through settlement. Ian writes and reviews Xactimate estimates, checks the scope against the damage, and reconciles contractor figures with the loss. Daily claims and more complex files are both part of the work.

02

Dispute resolution

Disputed files, and files in or near litigation, are read closely: incomplete claim histories, differences between estimates, and questions of coverage and damages. The work can include pre-litigation review and mediation. HCCC does not provide legal advice, and no claim outcome is guaranteed.

03

Appraisal

Appraisal assignments are taken for a carrier or for a policyholder, one side at a time. The task is to evaluate scope and pricing, and to leave a record of how the conclusion was reached.

04

Field and mortgage draw inspections

Contract field inspections and mortgage draw inspections, when an assigning party needs the property looked at and the findings written down.

Experience and strengths

Ian has worked property claims for more than 21 years, in the field and at a desk, beginning in 2005. That work includes inspections, Xactimate estimates, settlement, and contractor reconciliation. Catastrophe deployments have included hurricane work in the field, at a desk, and as a trainer and file reviewer.

He also works files that arrive disputed or incomplete: comparing estimates, sorting out what the claim history shows, and preparing a record that can be discussed in negotiation, appraisal, or mediation. Commercial and residential property losses, including larger losses, are part of that background. Wind, hail, winter weather, tornado, fire, and related property damage have all been on the desk.

High Country Claim Consultants has been based in Avon since 2022, after years with independent adjusting firms. The standard is unchanged: write down what was found, test the estimate, and say clearly what the file supports.

Strengths

  • A written record of the scope, down to how the total was built
  • Xactimate estimates, written and reviewed
  • Contractor figures reconciled to the damage and the estimate
  • Plain communication with the person who assigned the file
  • Carrier and policyholder assignments, taken separately
  • A practical path through settlement, reconciliation, appraisal, or pre-litigation review

Contact

Email is the way to reach High Country Claim Consultants. Include the state where the property sits, whether you are with a carrier, a firm, or a policyholder, and what you need.

Based in
Avon, Colorado

Choose a subject. Your email program will open with a note addressed to HCCC.

An email starts a conversation. It does not create an engagement. No claim outcome is guaranteed, and nothing on this page is legal advice.